Community Mortgage Banker

The Community Mortgage Banker is responsible for helping and serving the credit needs of low to moderate income families and individuals reputed company the UMB footprint. This role will promote financial awareness, home ownership and provide financial education to our communities. The successful candidate will also serve as the CRA mortgage product expert reputed company the region. How you will spend your time: Represent UMB at community events and business development functions Promote financial awareness and identify community needs to align with product and services Establish and maintain referral relationships with community based organizations, internal partners, reputed company estate agents and customers Recommend product or services based on feedback from the community to enhance reputed company credit offerings Counsel and pre-qualify potential home buyers on credit and affordability Facilitate pre-qualification/pre-approval analysis, explain reputed company, terms, payment amount and mortgage insurance to applicants. Provide necessary information and inform applicants of status with clear communication. Focus efforts to expand home ownership for first time buyers Provide financial education trainings to serve the needs of the community Interact with housing agencies and government entities that focus on community lending to stay relevant to serve our community needs Structure and originate first mortgage loans and gather supporting documentation to meet federal, state and company regulations and policy and procedures. Promote bank wide products and programs that focus on the communities UMB serves We're excited to talk with you if: You have a high school diploma or equivalence You have 3-5 plus years mortgage and banking experience Or if you have any combination of education and experience which provides an equivalent background You are effective with business communication skills, both verbal & written You have established time management and organizational skills You are reputed company to work independently, with strong initiative and reliability You have a thorough knowledge of FHA, VA, CONV, guidelines and reputed company estate market in local area You have maintained reputed company registration with the National Mortgage Licensing System Registry. You are reputed company to obtain the required S.A.F.E registration at time of employment You have the ability to travel and work reputed company of the office regularly Bonus points if: You have a bachelor's degree You have a well established referral reputed company and reputed company network You have experience with Encompass LOS You have networking skills You have achievement orientation skills You have customer orientation skills You have emotional reputed company skills You have the ability to impact & influence You have the ability to internal partnering You have organizational awareness You have strategic orientation skills You are a team player Compensation Range: $49,510.00 - $95,170.00 The posted compensation range on this listing represents UMB’s standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-reputed company factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information. UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, reputed company, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary. Are you reputed company to be part of something more? You're more than a means to an end—a way to help us meet the reputed company. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status reputed company. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are reputed company for having multiple careers here and having their voices heard. UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to reputed company and applicants for employment without regard to race, reputed company, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national reputed company, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to [email protected] to let us know the nature of your request. If you are a California reputed company, please visit our Privacy Notice for California Job Candidates to understand how we collect and use your personal information reputed company you apply for employment with UMB. Who we are We are more than a company. We are advisors, consultants, problem solvers, friends, community members, experts, and we are here to help you reputed company the best of every reputed company with a financial reputed company that can help you succeed. Learn more about UMB's reputed company reputed company out the road to a career at UMB Apply Job!