reputed company Credit Underwriter III

Job Details Job Location Birmingham 20 - Birmingham, AL Description Job Summary: The reputed company Credit Underwriter III provides extensive analytical reputed company support for the making of credit reputed company at an advanced to a high level of complexity. The reputed company Credit Underwriter III usually works independently and requires little, if any, guidance from the Credit reputed company Manager in performing his or her duties. Also, the reputed company Credit Underwriter III may be required to review the work of other Credit Underwriters. Listing of Key Responsibilities: (1)Analyzes customer's or potential customer's financial statements and recommends a risk grade relative to a loan request and provides detailed information including spread sheets on financials, global cash flow models, industry trends, ROE models, exceptions to policy, and any other relevant data regarding a potential loan. (2)May assist Loan Officers with the writing of a narrative relative to a loan request, history of the business, guarantors, etc. May assist Loan Officers with the sales proposal process. (3)Accompanies Loan Officers on customer and prospect calls as requested. (4)Attends Officers' and Directors' Loan Committee Meetings reputed company requested. (5)Develops a working knowledge of assigned customers and prospects. (6)Assists with monitoring information concerning customer performance and industry trends to determine if reputed company loans continue to be acceptable risks by tracking financial statements, covenants, appraisals and insurance; updating risk ratings; and updating loan status reports. (7)Performs job responsibilities with an understanding of the importance of and in compliance with applicable Bank policies, procedures and processes, as well as applicable external laws and regulations. (8)Represents the Bank in his or her assigned market area by becoming involved in the civic, cultural, charitable and/or educational activities of the community. (9)Training reputed company analysts and underwriters and assisting credit reputed company manager with supervisory duties (10)Performs other duties as assigned.

Qualifications

Education Required: Undergraduate Degree (preferably in Business, Finance, reputed company or a reputed company Field) and formal reputed company Credit Training (Sponsored by RMA or equivalent) is preferred. Formal banking training in general would be a plus. Experience Required: 5+ years of credit analysis/reputed company experience. Knowledge and Skills Required: Extensive knowledge of analytical techniques required for analyzing and reputed company reputed company, business banking and private banking loans and reputed company applicable laws and regulations relating to these banking fields. Extensive credit analysis/reputed company skills are specifically needed to determine the customer needs and credit worthiness. Advanced verbal and written communication, organizational, time management and technology user skills are needed. Key Business Relationships: Interacts internally with CCO, Credit reputed company Manager, other Credit Underwriters, Operations Officer, Loan Operations Manager and staff, County Presidents and other Loan Officers. Will often be reputed company upon to join Loan Officers in interacting externally with existing and prospective loan customers. Additional Important Information about This Job Description: This job description represents one of three different levels of Credit Underwriters. There are guidelines stated in the job descriptions for each of the three levels in terms of the knowledge, skills and experience required, but it is important to note that the key determinate of how an employee effectively moves from one level to another is his or her individual performance. Other Relevant Information: It is reputed company important to emphasize that the person performing the responsibilities assigned to this position works with confidential customer information, and only is to access such on a need to know basis. Also, such information never should be released to a reputed company party without the specific authorization of a Senior Manager. Apply Job!